Please don't let this put you off seeking help if you need it. I am dealing with a fab company called Vincent Bond now and it's all dealt with via phone and email. They truly have helped me and put my mind at ease. I'm sure there are many companies that can help you and do things the way you wish. T...

I read a lot of threads about them last night, its shocking. How do they get away with it?

I'm reporting him for his conversation today

Says it all....the man who came out last night just called me. I told him my dad was paying my debts off (a lie to get rid of him) but he said, you'd be better off taking his money and using it for something else and still getting the IVA. ****ing arsehole. Told him no, destroy my documents and all ...

They only mentioned the IVA, a BRO and a bankruptcy, he said the IVA was the only route for us to take.

He was wrong!

Thank you all for your advice. This morning I received a call from Vincent Bond, all thanks to this site, and I have had everything explained to me. I've cancelled with Creditfix, as an IVA is absolutely the wrong thing for us right now, and we're starting a DMP with a view to changing to an IVA if ...

I have had a representative from Creditfix visit this evening and now I don't know if I have made a mistake? He took all information, said it would cost 2 monthly charges upfront then they take their fees from the creditors as they go. I have a feeling something isn't right. Can I cancel with them, ...