what happens to the repayments??

thanks

what i basically meant was if we had an iva, how could we pay the month in advance deposit and a month in advance.

a hp car - for example my husband has a hp car but whichever way he gives it back he will have to pay the rest off our house our bank accounts (i'm with natwest on a basic no overdraft and husband is living off his overdraft with barclays) our jobs (i work for a telephone company and husband is a dr...

what are the advantages and disadvantages of an IVA??

my house is 50% shared ownership and we paid £87,500 and just had it valued for £97,500 by an estate agent. if we sold it it would need to be valued by a chartered surveyor. we also pay rent of £350. we are in arrears with our mortgage by £2,700 and it has been to court to get the warrant if it need...

I just asked a friend what she thought was an IVA and she said it was basically declaring yourself bankrupt!

is she right??

thank you for your help! i have rang the free number on this site today and spoke to Ali. She is going to ring tomorrow for a more detailed list as i am at work and rang on the spur of the moment just to ask mainly what it meant i have rang a debt management company so have a detailed list of outgoi...

Please can I have some advice. My husband and I brought our home last June and finding with our debts its too much to pay out each month. We pay £712 for our mortgage and because we have 50% shared we pay £350 a month for rent. My husband has 30k of debts and i have 16k and we wanted to sell the hou...