well the total of her expenditure would have been at least 5000 she has a personal loan plus car loan none of which were accounted for in the iva
tony

thanks for the advice melanie you are an angel. i should hear from my ip soon, maybe he will petition for my bankruptcy anyway which i belive saves me some money. what becomes of the money from my wifes incorrect expenditure by my estimation (probably not that acurate given my track record lol) abou...

hi skippy and melanie, thanks for replying. i paid the advisor to sort out the mess i had got into. he went through our details asked for my info and partners income etc. it was a bad time with all the bills and demands, head was in a spin and just wanted it to stop. i suppose i assumed for £2000 he...

i have been struggling with iva for last 2 years. the iva was based on £400 available after bills mortgage etc and was based on my partners income as well. what has not been included is my wifes expenditure ie personal loan bank loan etc the actual amount available would have only been about £150 i ...