Who are the highly recommended IVA companies?

Hi, My credit card high APR's are hitting me and my family very hard in the pocket each month. We cannot move to any 0% so we may have to take an IVA...is there a way to reduce the APR except for the IVA...what do they experts recommend we should do

My wife is looking to take out an iva due to her debts. If this happens will i be able to remortgage? Would it effect me swapping my credit card to a 0% deal. How will my credit score be impacted?

Whilst we wait for our proposal to be put together step change have advised us to ring our creditors and pay what we can afford until the iva has been approved. I am concerned if we ge rejected we will be a worse position as we have 0% on several of our credit cards but we will lose this. What can y...

Are step change the best to help with an iva?

I am concerned that the 2014 IVA policy section 9.2 refers to either re-mortgage or a secure loan. I have heard a few people pushed down the route of secure loan for several more years at interest rates over 10%...

I work with financial data for a credit reference agency at a management level. I have not disclosed to my firm that I am entering an iva arrangement. I have checked my contract and there is no reference on impact of job if I entered an iva. Do you think there could be a policy I am not aware of whi...