Hi I completed my IVA and received my CC more than 2 months ago. How will i know that all my creditors cleared me up with my debts.

I completed the 60 months + 12 months payment in lieu of my mortgage equity. Now the Grant Thornton ( which is now Aperture) is requiring me to pay extra 12 months because I couldn't release the equity from my property. I like to know if this is a correct practice.

I'am a home owner and part of the requirements for the completion of my IVA, is to apply for the release of my equity. I completed a 72 months payment of my IVA with the understanding that the additional 12 months period is in lieu of such equity release. Do they still have the right to get hold of ...