sblack, emma_t and andy,

Thank u. I know there is something wrong about it... they talk too fast and very unprofessional.

Thanks a million. I will let my IP know later.

Maria

Hi, Does anyone heard of IVA Council? Have you got a call telling you that you are a victim of missold of IVA and A company can represent you to claim your money back? and they will represent u to apply for bankcruptcy? I have! Please clarify. Thank you.

gavin, simple, if they asking for u...tell them that "he is not available". You don't need to worry, it takes a bit of time before they get the paper work. You have done what is best for them and you. Don't let them stress you with this phone calls. Or say 'I don't speak english" with a very differe...

just a thought: is debtmatter a practitioner? or broker? why pass your info to someone else when they are advertising themselves to help u with ur debt. It won't take 8 months to put together your IVA. Mine takes a few weeks for proposal to come then a month or less for creditors meeting and voting....

hi,


I too received letters from company telling me that I am in the Insolvency list. I have asked Expert regarding this options;
please refer to

http://www.iva.co.uk/forum/topic.asp?wh ... IC_ID=4910

But looking it myself? nah..

regards,

Maria

Hi, I thought prior to going IVA, IP or IP administrator will sort our all information including I & E, what surplus you got then will be your first payment to process your paperwork when you decided to go ahead with your IVA, when you agree of the amount your willing and can afford to pay. You can ...

Hi, It's nice to know you are financially able now. Why set your self to a wrong foot? Surely you don't want to go on that route again? My advice is check how much cash you got: Set out all priority expenditure if you need to get that 2k, how much longer do u think u can save that money to be able t...

Hi Storm, I did had a browse on the website you posted. No, Thank you. Although it does sound very posh again buying with a card, a mastercard but i was put off with the transaction charge. Imagine, using it 5 times in a day? Most of your money goes to your transaction charge...tsk tsk tsk ... there...

Hi Andy,

Oh, Thanks for the Info. Where can we get one? It might be useful for me as I don't have a debit card... Can I also use it online?


thanks,

maria

Ray a,

Why on earth we need another credit card?

Hi mish, pippa,and skippy, Thank you for sharing your experiences and your sound advices. We are renting a property from association, with an option to buy later. My husband's car he bought it privately,from his mate. I did have a good thought, and I am almost half way my IVA. So I guest I just have...

Pippa,

Thank you.

Regards,

Maria

Hi whoopsadaisy, Congratulations! Like myself I have 5 children and my eldest is 7. I am not working at the moment but my husband is. Do you have Child tax credit? With child tax credit they help you with your child care expenses plus your entitled allowance. I am looking after my children bcoz I am...

Hi all, Reading on, it sounds like doing bankcrupcy is easy. I have IVA, this is a joint account, I owed about 6,000 and my husband about 36,000. It's been over a year since we signed an IVA agreement. My husband doesn't worry about it as I am always dealing with the matter. I have thought about goi...

Hi,

Try Nationwide and ask for Flex account. It is the basic account and you have a cash card. Don't mention anything, just say you want to open a new account and say where it goes.

Have your utility bills ready or any identification as normal.


Best regards,

Maria