Hi I have currently been in an iva for two years paying £270 a month as luck would have it we got some ppl payment so now what I owe is little over £8k my father has offered a £6k settlement however my ip says this is not enough and if they offer this to a creditor they can demand an extra years ...

Hi me and my husband seperated in 2011 he promised me he was returning so I took out a Iva with him. However he suffered from depression and decided he couldn't cope with our four children left and set up home with another woman. He pays the £270 a month on initial amount if 38k however my father h...