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by Lauraj78
Wed Aug 15, 2007 1:38 pm
Forum: IVA postbag for august
Topic: Hi new to this forum
Replies: 14
Views: 1947

i not sure really they still haven't all they said when we first entered the dmp is that it should be over after 5 years but when we spoke to them the other day they said we had another 23 years. if we decided to go bankrupt would we both have to or could one of us take the responsibility and go ban...
by Lauraj78
Wed Aug 15, 2007 1:24 pm
Forum: IVA postbag for august
Topic: Hi new to this forum
Replies: 14
Views: 1947

hiya i have spoken to my dmp and altogether we owe £26,794.93 hfc £ 1,513.20 husbands jeremy sutcliffe £13,322.15 husbands Roxbridge £ 589.68 mine national australia £ 214.80 mine mercers £ 1,214.13 mine link financial £ 2,094.46 husbands clarity credit £ 2,532.78 husbands fredrickson £ 935.22 mine ...
by Lauraj78
Wed Aug 15, 2007 12:47 pm
Forum: IVA postbag for august
Topic: Hi new to this forum
Replies: 14
Views: 1947

No one has mentioned disability for my son but i will look into it and yes my husband has looked into it and would loose his job. As we've been on the debt management program for so long i'm not sure who owes what to who, if i phoned them would they be able to tell me this information?
by Lauraj78
Wed Aug 15, 2007 10:39 am
Forum: IVA postbag for august
Topic: Hi new to this forum
Replies: 14
Views: 1947

hiya well i between my husband and i we have 8 creditors, i don't work due to my son not being able to go to school full time. My husband brings home £1,200 aprox per month our aprox £700 per month goes out on bills so we have roughly £500 a month to live off i only get £18.10 a week which is my chi...
by Lauraj78
Tue Aug 14, 2007 1:25 pm
Forum: IVA postbag for august
Topic: Hi new to this forum
Replies: 14
Views: 1947

hello everyone well where do i start?? i have beeen with a debt management company for the past 6 years. At the begining they told me that after 5 years i would be debt free. after a conversation with them the other day it now appears that i willl be paying off my debt for a further 23 years, i have...
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