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by Tx1pete
Wed Oct 10, 2018 12:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA settled - overpaid?
Replies: 3
Views: 6903

I settled my IVA early a couple of years ago and I noticed I have paid back more than I owed (101.93%) The 1.93% amounts to about £1200 ,
What’s happened to this overpayment?
by Tx1pete
Fri Feb 19, 2016 9:29 am
Forum: Ask IVA Forum and Industry experts
Topic: What would be my chances of leasing a new taxi for work ? CC received in November
Replies: 2
Views: 1670

I've completed IVA last year and got certificate in Nov. I'd like to lease a new taxi for work.3.5k deposit.. Then.£668 for 48 months
And then either a 16k balloon payment or give vehicle back. What would be my chances of being accepted ?
by Tx1pete
Sun Feb 14, 2016 10:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 9
Views: 2769

Oh great news then !!
by Tx1pete
Sun Feb 14, 2016 9:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 9
Views: 2769

I finished IVA early , yet was supposed to finish in 2017. I'm not on insolvency register now.
I thought I'd show on there until 2017 ??
by Tx1pete
Wed Sep 23, 2015 2:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finished !
Replies: 5
Views: 2512

Finally got my completion certificate today... It says I paid back 102percent??
Glad it's over... Good luck to everyone . Hoping I can find a place to rent soon , will it be easier to rent now IvA is completed?
by Tx1pete
Thu Jun 18, 2015 9:06 am
Forum: Ask IVA Forum and Industry experts
Topic: My son.in.law's parents have offered to pay off their IVA. Is there any advantage in doing this ?
Replies: 6
Views: 2128

I'd say if they have to pay in laws back(100%?), how much in the pound are they paying back in iva... Pay the amount that's the least
by Tx1pete
Wed Jun 03, 2015 12:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I rent a property with an IVA when all landlords/letting agents want credit check ?
Replies: 13
Views: 10427

No.... Payplan allowed me 3000 pounds in total . I am now saving for a deposit, effectively homeless for a year !! Don't trust IVA companies
by Tx1pete
Wed Jun 03, 2015 11:27 am
Forum: Ask IVA Forum and Industry experts
Topic: How can I rent a property with an IVA when all landlords/letting agents want credit check ?
Replies: 13
Views: 10427

I was told by payplan id need a small deposit to rent as I was selling house to pay back IVA.. Now I'm sleeping on friends floor as rental companies want 12 months rent . IVA s are a rip off !!!!!
by Tx1pete
Thu Apr 30, 2015 1:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA has just finished, now told I need to pay 12 months rent in advance.
Replies: 1
Views: 1476

Worried!! I'm currently living at parents as my wife and I split up and will get divorced. My iva has just finished but when I tried to rent a property I was told by estate agent company that I'd have to pay 12 months rent in advance....is this the going rate for bad credit renters??? I'm fairly sol...
by Tx1pete
Fri Mar 06, 2015 3:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: If you pay off IVA early, how much statuary interest is added ?
Replies: 4
Views: 1979

If you pay off IVA early , say after 2 years, how many years of 8% statutory interest are added to final payment figure?
by Tx1pete
Mon Mar 02, 2015 2:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Renting now
Replies: 3
Views: 1731

Hi... My f&f was recently accepted, unfortunately during my IVA my marriage broke up and now I'm living in my brothers spare room. Will it be difficult to rent a property now even though my IVA has officially ended and I have a good job ?
by Tx1pete
Tue Feb 24, 2015 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and final meeting
Replies: 1
Views: 1567

Hello, my full and final meeting was at noon today , to hopefully conclude my iva. I was told to be available on the phone around this time . Nobody called then or since ...??? Does that sound like meeting went good or bad , anyone know ?
by Tx1pete
Wed Feb 11, 2015 2:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: No question just to say walked in from work and my certificate was here !
Replies: 15
Views: 2942

Well done !!
I'm having a full and final meeting at the end of the month, meaning my IVA will be finished early.if this is accepted does anyone know if I will receive my certificate soon as f and f is accepted?
by Tx1pete
Mon Sep 08, 2014 9:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA failed after my wife left me. What happens now I am selling house ?
Replies: 3
Views: 1739

No I'm now making a full and final offer.... I thought I had enough to pay 100 percent. But then I was told i actually owed another 30k.
I wish I had gone bankrupt 3 yrs ago but that's hindsight for you.
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