Search found 17 matches

Search found 17 matches Page 1 of 2
by hugandkiss
Mon Sep 29, 2014 11:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling worn out
Replies: 10
Views: 3082

I have no idea.....I have complied with everything they asked of me.....I just want it finished now.....
by hugandkiss
Thu Sep 25, 2014 6:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling worn out
Replies: 10
Views: 3082

Dougie my payments increased over the years with a new job...i started off with £560 I think..then from there this grand sum....
Although if I look back I think I will have paid it all back off....
by hugandkiss
Thu Sep 25, 2014 6:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling worn out
Replies: 10
Views: 3082

Made my last payment yesterday....or so I thought....5 and a half years of £855 a month for £42 000 of debt...
E-mail today to say that following final review I still owe £360.
I know it's not a lot in the grand scheme of things but what a let down!
by hugandkiss
Sat Sep 06, 2014 9:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Car leasing
Replies: 7
Views: 2397

So can I insist I speak to my IP? I have not spoken to him in the time I have had my IVA - it's always been a case worker and I got quite a telling off when I tried to explain my case for a car in my last call. I travel a lot for work...my car is nearly 9 years old and just not fit for the job.... I...
by hugandkiss
Wed Sep 03, 2014 10:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car leasing
Replies: 7
Views: 2397

GT said I am bound by the terms of my IVA until I receive my completion certificate...is this right?
by hugandkiss
Wed Sep 03, 2014 7:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Car leasing
Replies: 7
Views: 2397

Can I ask if anyone has leased a car - which company did they use? I have one payment left - this month but GT are still reluctant to allow me to enter into any car financing whilst still bound by the terms of my IVA. I did try Money barn to purchase a car but GT rejected as interest too high... Any...
by hugandkiss
Thu Aug 28, 2014 7:40 am
Forum: Ask IVA Forum and Industry experts
Topic: I will not be allowed car finance until IVA is closed which can take up to 6 months. Need a car now.
Replies: 2
Views: 1944

I am in the same situation with Grant Thornton. I have spoken to them and they are not willing to approve finance through suggested firms - interest too high they state. They did say they would consider again if I received quotes from a garage stating that my car would cost more to fix than it is wo...
by hugandkiss
Sat Aug 23, 2014 3:53 pm
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

One more payment left...
by hugandkiss
Wed Aug 20, 2014 8:31 am
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

Thank you country girl...it certainly is difficult......through my own fault am not really sure I understood the full implications....but onward sand upwards and most definitely will never allow myself to get into such a situation again!!!!!
Good luck for the next 6 months xx
by hugandkiss
Tue Aug 12, 2014 6:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice
Replies: 2
Views: 2990

With just two payments left I am keen to check my credit file and so signed up to Equifax. Reading my report I have 3 Defaults against Max Recovery. The ones I had with Lloyds TSB are marked as settled. Does this mean that I only have the 3 to deal with? When will the court CCJ disappear? Is there a...
by hugandkiss
Mon Aug 11, 2014 3:00 pm
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

Thank you....
Just been speaking to GT and they say like you....am hoping my little car lasts out - 5 weeks and counting!
by hugandkiss
Mon Aug 11, 2014 1:29 pm
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

Who did you get finance with if you don't mind me asking
by hugandkiss
Mon Aug 11, 2014 12:52 pm
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

I understand the name relieved....these few weeks alone feel onger than the whole thing gahhhh..... I'm hoping to get car finance once finished...will i need my completion certificate before I can do that....really learnt y lesson but separately need a new car as I use it for work...mine is on its l...
by hugandkiss
Sat Aug 09, 2014 4:27 pm
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

Thanks
by hugandkiss
Sat Aug 09, 2014 11:57 am
Forum: friends corner
Topic: Nearly there
Replies: 19
Views: 4207

Grant Thornton
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