Thanks everyone for your replies I am going to struggle to make repayments in the future as my husbands income was taken into account at the time although now he feels and quite rightly so that his "extra" money should not have to pay of debts that I ran up before we met so is only going to pay a co...

It's taken 3 phone calls to get an expenditure form sent out and I was today actually told what I need to do with regard to letters offering a f&f the past two phone calls the advisors have not mentioned them. I was very confused until today and don't understand why all advisors do not give out the ...

No no equity I've been told that's what it will be to clear it "no questions asked" should I not be expected to repay the full amount? They said that my offer of £5600 would more than likely be refused

I know exactly how you feel and sympathise wholly. when kids are coming home with letters for school trips the latest for £200, how at 11 years old can I expect my son to understand when he will be the only one not going????

Hi I am 20 months into my iva I pay £140 a month although I have been maintaining the payments I am finding it VERY hard with four children to live within the restrictions of an iva. I contacted my ip a couple of days ago to find out how much I have left to pay as my parents have offered to clear i...