Hi all me again
I have been accepted for an iva and making my first payment next week . I have seen a job which is perfect for me but it is a drop in wages by 2000 a year . What will happen to my iva re this ? Just want to know before I apply for the job.
Thanks

Well house is not an issue now but had to up my payment by £30 a month but so so happy and relieved thank very body for listening to me whinge and moan:)

Hi thanks all for ur support. Just waiting for them to call today. Will let you all know when I know

Thanks everybody for your replies . I will see what happens on Monday but as I feel now I will withdraw my iva and speak to Melanie to seeing she will represent me. In only wish I knew of her beforehand as she seems so switched on and lovely.

Melanie I mean ? You seems do much more clued upm . I wish I was on this forum sooner

Can I transfer to your company ?

Melanie please can u give me advice

Melanie can you help with this?
Many thanks

Well the creditors have rejected the move of lifting the restriction and extending the iva. I have only one choice now to increase my payments and see if they accept . I have asked dfd to increase from 167 pm to 200pm. Let's see what they say now. I knew it was going to be hard but to bring my wife ...

Thanks major. I have just rung dfd and they are waiting for the creditors to get back to them and it could take up to 2 weeks!!!!!!!!! Off sick with depression due to debts and this is not going to help :( dfd staffhave been so good and I said if this gets refused then bankruptcy is the only choice ...

Thanks foggy that does help a lot. Thinking about it te creditors were tryig to pull a fast one thinking I would just sign and they would get more money. Crafty people. I will hold out on this one

So to clarify I am not on the mortgage and my wife owns the property in her sole name. I moved in and pay half the bills . Can she be forced into this by the ip remortgage I mean?

I meant advice not divorce lol

Well the creditors want my wife to sign a rx1 form but agents not happy about it which is quite right as it is nothing to do with her (my debts ) . We have no equity in house anyway so if we moved it would be a 100% mortgage which my wife could not get in her name. My ip has one back to the creditor...

T minus 2 hours 30 mins till I call them please god let them say yes