Once I am discharged from BR NOV 08(hopefully will get early discharge ???))) do I still give a yearly account to OR for my expenditure or do i just stick to the current payments for the remainder of the income payment agreement currently paying £375 per month... make last nil tax code pymt next wee...

how long should I leave it before I contact them, Only don't want to end up owing loads of money to them??? my ipa s are £375 and i have a nil tax code but thats not started either .

Nicki

How long after bankruptcy did the trustee contact you for payment, I was made bankrupt 20 November , my ipa payments state they will start on or just after the 31st of December 07 and Clarke Wilmont will be in touch. No one has been in touch at all, I believe they will knock at my door to collect is...

yes £375 ipa get full pay for 6 months so can still make payments theres no problem or knows too, just wondered can i get life insurance ?

I was made Bnakrupt last Tuesday , I have now found out I have broken one of the vertabrae in my back and have been signed off work, it has just occurred to me, myself and husband have no life insurance, can we obtain it whilst we are undischarged???[xx(][xx(][xx(][:(][:(]

Just thought I would let you know I saw OR last Tuesday and he did not want my partners contribution amounts he actually wanted the actual take home pay and the split the expenses into proportions turns out It is 60 me / 40 my partner . hope this helps

Heres an update get to keep my bike rec'd letter today stating can keep it whoopee !!!!its EXEMPT, having NiL tax code till april and paying £375 for 36 months glad this is finally sorted start paying after 31st December 07

Hi Guys OR said I can keep one of my two basic bank accounts I have opted to keep my coop one because of debit card coop have said i can keep it open no problems.

I can't put it off any longer I have done for a while.... Tuesday is the only day I can go due to my shifts etc... am I likely to end up being behind on everything now ?? i.e rent c/tax because these are upto date so far..

Hi there, just thought my wages are paid into an Abbey basic account on the 2nd to last working day of the month, I have been advised by Payroll its too late to change my bank details for this month.... what will happen If I am made bankrupt on Tuesday 20/11/07 will my direct debits still be paid re...

Hi Pippa Not till next month when I have been paid so I can pay the £485 Hi Nicki To be honest its a little difficult to know exactly what the OR will do as it differs very much from region to region. Some people are only allowed to keep a car if absolutely needed e.g. not close to public transport ...

pm.e
car valued at x 2 garages £4200k and £3900k
just phoned finance company they say 8 months left with £1656.00 to pay .

so average about 4k- balance £1656.91 = £2344 does someone need to lend me this amount ?

what is the Benficial interest thing how does that work would somebody need to buy the car for its actual value ? 4.5 k or do i sell it for what i owe ? £1200 ?

hello Darren won't get a loan he has seen the state i get myself into and refuses to budge on credit he has one credit card and his car only and won't get any more credit... Both my parents are no longer with us and can't tell my brother that i am going bankrupt he would never speak to me again... i...

ok will try and sell my car and pay off the finance before I go bankrupt... this will leave about £3300 do I get a car for £2000 or should I get one £3000 or do I go in the middle ?? not sure what to do ?