Having used a PPI claims company I would highly recommend you don't go down the same route. These firms charge anything upto 40% in fees for any successful claim and do very little work to justify this amount of money. There are lots of useful guides on the internet with letter templates to help you...

Congratulations I'm jealous as well. My last payment was Feb 2013 and still waiting for CC from GT.

Hi I am ex military and still need SC clearance for my present job. I too had to complete the additional finance questionnaire last year as part of my SC re-newel and it did take a while for them to respond but i had no problems getting the re-newel. Hang in there it could simply be a back log at th...

Hi Steve welcome to the forum. I am in a similar position to you with GT along with loads more on here. my last payment was in Feb 2013 and still waiting for my CC. i received a chairman's report in March this year stating that my IVA is pending closure but the ability to close has been affected by ...

Hi Amy welcome to the forum I agree with all that winter_blues has said. I just wish i had known about this forum when i started my IVA as i would not have gone with the firm i am with now. It is a big commitment and is not easy but very worth while once it has finished and you are once again debt f...

How can it be legal for a company to keep accounts open just because it would be easier for them to re-claim VAT. I have complied with all aspects of my IVA and i can't see anywhere in my proposal where it states that the IP firm can keep my IVA open until such time as this Paymex issue has been res...

Thanks Michael

Could someone please explain why GT's issues with HMRC & Paymex would hold up issuing closure certificates for individuals in an IVA?

It very much depends on which company your IVA was with as some seem to be able to get CC's out promptly whilst others take an eternity. I am with GT and made my last payment in Feb 2013 and to date still no CC. I received an annual chairman's statement in March stating that my account was pending c...

Does this mean that when a company like Max Recovery buy a debt that is included in an IVA they can then add another default to your credit file?

Hi Having served in the armed forces and a current holder of SC security clearance all I can advise is that you are totally honest in answering the questions on the vetting forms. My IVA finished in Feb 2013 but still waiting for CC and last year i had to re-new my SC clearance and had no problems i...

Hi I too am still waiting for my IVA to complete even though i made my last payment in Feb 2013.
I do hope that you get some joy out of bringing this to the attention of your MP and i think it is about time for an IVA industry expose type program maybe by Watchdog or similar.

Hi My IVA started in Feb 2008 and made my last payment in Feb 2013 and we are now in June 2014 and still no sign of a completion Certificate. I am with Grant Thornton and got a chairman's statement in January this year showing i had made all my payments, there were no arrears, no further extensions ...

I have just spoken to an adjudicator from the FOS regarding a PPI complaint that they are investigating on my behalf. They told me that currently any new claims received by the FOS for PPI will not even get looked at for at least 18 months such is the back log of claims with the FOS at the moment. I...