Was with DFD but transferred to Aperture. Made a F&F on 8th December. No sign of certificate or real idea of when I will get it. Just get told it's in the pile and they're really busy!

I paid a F&F settlement to Aperture on 8th December and they stated it would take up to 6 months to send my CC. No surprise from reading on here that it didn't arrive. I contacted them on 11 June and they promised me it would be prioritised and with me within 2 weeks. It wasn't so I called them agai...

I feel for you I am also with Aperture and made a full and final on the 8th December, still awaiting my Completion Certificate. Phoned them when the 6 months was up and was told it would be fast tracked to me within 2 weeks. Called after 2 weeks to be told it hadn't even been looked at but would aga...

I am currently with Aperture and currently chasing them for my Completion Certificate. I have found pressing option 1 to make a payment a really quick way of getting through!

I think the time taken to get this far would have prompted me to speak to another firm who might want to to the job ! On the betting question: The odd flutter isn't a problem, but creditors will not want to see you regularly gambling with their money and match betting is still gambling. I am still ...

I think the time taken to get this far would have prompted me to speak to another firm who might want to to the job ! On the betting question: The odd flutter isn't a problem, but creditors will not want to see you regularly gambling with their money and match betting is still gambling. I am still ...

Has anyone any experience of matched betting an IVA's? My husband has been in talks with Step Change since June about organising an IVA. It has been a long process but now they finally seem to have all the information to proceed they have informed him that because there are transactions on his bank ...

My husband has been in a DMP with Stepchange for a couple of years but it wasn't working as with his current paymnents it would take about 18 years to be debt free. He spoke with Stepchane about going for an IVA which they agreed would be a good idea. However it has now been about 12 weeks and nothi...

Thanks for the replies. He went into a DMP when I entered my IVA in the hope he could pay his debts of as we had hoped for a change of circumstances but the way things are going he won't be debt free for over 10 years so I think he'd be better off with an IVA

I have successfully been in an iva for 3 years but now my husband is struggling with his own debts. Can he enter into his own iva? Will it affect mine?

I was with Payplan when in a DMP but after bad advice from them and better advice on here my IVA is with Debt Free Direct. When my IVA was set up they gave my husband an allowance as his earnings are significantly higher than mine. I have the 10% 50/50 clause for my bonus but asked them to clarify b...

I have been in an IVA successfully for 32 months and it should run for 6 years. I have asked my IVA company various questions over the past year but I never receive a response so hoping someone on here can help. My incomehasdropped by roughly £100 since starting but my payments never changewhy is th...

Only since June

I started my IVA in June and currently work 3 days a week. My mother provides childcare for 2 of these days. However after a family fall out at the weekend it looks unlikely she will continue to do so. This means I could only work one day and means I will lose my job. How will this affect my IVA? I ...

I am hoping to be accepted for an IVA. Whilst this is being prepared do I continue paying my creditors?