got the chairmans report the modifications are: 28p in the pound the dividend myst be recalculated to include the increases grant thornton want a copy of the chairmans report within 48 hours. barclaycard in favour hfc bank plc in favour biggest creditor halifax plc against max recovery inc against b...

Thank you all

i have so many questions to ask.

but after reading a lot of the coments and stuff i am starting to feel a lot better.

i will have a look at your post adam thanks

[:)]

Congratulations,

i know how you feel its as though the weight of the world has been lifted from your shoulders.

good luck.

Debt free in 5 years [:D]

i have just been accepted for an iva and im unsure what happens.

im waiting for the chairmans report.

but... if for some reason i cant make the payments, what will happen. will i be made to go bankrupt?

[?]

hello im new on here, but i would like to say that hfc was one of mine and my partners creditors and they agreed to the iva.

i wouldnt worry too much because if the iva is accepted then they will be bound by the terms.

good luck.

thank you for your coments

what do you want me to put on the computer! i sound stupid, wish that id known about this forum before now. i have had a hellish few months. ive been crying, not sleeping and everything.

i now feel better but still worried about it all.

i sound daft [:I]

hello everyone, my iva has been accepted.

im new on here and i am wondering what is going to happen now.

feel like a weight has been lifted but still worried at the moment.

im waiting for the chairmans report now.