WOW, thanks for all that, this really is a hot topic isn't it, a lot of people, it seems, are going to be caught out in the same situation we are in. I think I need to talk to our broker as well as the IP, I'm not sure if she has the 'whole market' available to her or not, it seems a good point wort...

Thanks for the advice and contacts. Our disposable income is next to nothing now, with various small increases in expenditure since we started, 2 kids now needing school uniforms etc which wasn't the case when we took it out. I know in the end I will need to speak to our IP, I just hesitate as when ...

Hi, as the heading says, like a lot of people on here, we have just come to the end of a fixed rate mortgage and looking at a whopping increase of £400 per month. This will cripple us and just isnt achievable. We are 18 months into our IVA. Our brokers is looking into options for us, but so far has ...

This is the article I was talking about, it's actually Money Saving Expert, not Money Supermarket.

http://www.moneysavingexpert.com/utilit ... 5689,83738

Good luck.

Regards
Tracie[:)]

I thought that this would happen to me when I rang to cancel my Sky subscription when I was starting the IVA process. I was paying the full £43.50 and expected to get offered a reduced subscription, but they just accepted my cancellation it without argument! To be honest, we've not really missed it...

We have used AOL for our internet for about 7 years, it has gradually gone up and up each year, so that we have recently been paying £30 per month for broadband 8mg. In a recent review of our DD's, trying to reduce our outgoings, we finally decided to switch to Sky for Broadband. Although we had som...

Thank you Melanie/Andy for your replies. I felt during and after the conversation with our IP that she was trying to put the frighteners on me a bit (it worked)and pointed out to me that they work on behalf of, not only us, but the creditors as well and have to seek the best for them. I do understa...

Hi All, first post here, but have sought lots of information by trawling the forum previously - thanks. Myself and my husband - also business partners - both have an IVA, started June 2006. The assets in the Arrangement are £43,708 comprising of monthly contributions and £10,474 equity release. This...