Thank you both. I didn't realise you could negotiate extending it by a few months. It would certainly make life a lot easier. Will give them a call on Monday and see what they say.

BettyN

Hello I'm new to this forum, but you all seemed like a friendly, informative bunch. I'm 18 months into an IVA. We are struggling to make payments, but I think I would have agreed to anything rather than go bankrupt and to stop those horrible letters and phonecalls. To make payments we both work and...