I have just had my annual review form sent to me and I now know why I am struggling to meet payments! I receive £877 per month in my full time job and a pension of £340 per month from my previous job ( I was dismissed due to ill health ). I also have a lodger who pays £250 per month. BE have added t...

Hi BE!
*Reference number removed*

Bassetlaw, it's best not to post reference numbers - you never know who might get hold of it.

Hi Melanie! Iam currently paying £654 to BE.

Hi Melanie & Andy! Yes I am having difficulty meeting current payments, to the extent that I have gotten behind rent and council tax payments. I have increased rent payments by £50 per month and the council have increased the council tax payments from £101 to £200 per month. I told all this to BE we...

Hi Julie! I have submitted a new income and expendiure account and will post it off tomorrow. I will certainly keep you informed as to what their response is. Thanks again for your ( and other members ) continued support.
Paul xxx

Hi Julie! I suppose I panicked and responded to the first IVA advert I saw on TV. How likely would it be if I asked Blair Endersby to reduce the monthly payments as I am struggling (big time) to keep up with the repayments? I think that its only a matter of time before I opt for bankruptcy, but I do...

I am in debt to around £28000 with 8 creditors. I bank with the Cooperative Bank into which my salary is paid. All Direct Debits and other Internet Banking is made from this one account. I have been told about IVA's and Debt Management but I am more confused than ever as I don't know which one to ac...

I am considering an IVA but feel really apprehensive about taking such a big step. Do I have to change Banks and if so, which would be the best options?