Van_Tee wrote:

In answer to your other questions, I am not earning over the Student Loan repayment threshold

Hmm, I see your point on the IP's time investment...

Regards, Jim

Hi again, I'm not actually sure what my contractual repayments are as I've been out of the country for the last 12 months and have been using a Canadian bank account in this time. Now i'm settled back in this country again, its time to re-address my student debts. I'd be guessing that my creditors r...

Wow that was a quick reply Melanie, thank you. What would be my options if an IVA failed? Regards,

Jim

Hi, I have 5 student loans amounting to 20k, with debts from other creditors amounting to 12k. This alone is not above the 15k threshold for an IVA. So, I spoke to my IP with respect to the inclusion of my Student Loans, only for him to inform me that they "dont touch them since last year" Is he tel...