Has anyone been able to release equity in their fourth year i am comeing up to where i will have to look in to this, all so i am with Grant Thornton do they arrange a valuation or do i arrange this.

Hi everyone thanks for replys have asked this as 54 month is up in May and need to start looking at this but by the sounds of this i will have problems trying to release equity so looking at anouther 12 months of payments as i believe.

I have the Equity release clause which i have to look in to on 54 month of 85% loan to value less existing secured borrowing can some one tell me what i am looking for as example if my house was valued at £100,000 and still owed £50,000 on the mortgage and £20,000 secured loan leaving £30,000 Eq...

Hi every one
every now and then I here protocol compliant mention what is this and what does it mean.

Hi Is there an iva insurance that can be taken out to protect payments and if there is would it be allowed.

Did not no you were allowed life insurance in an IVA ?

Hi,My iva moved from wilson phylips last year to Grant-thornton just would like to know I am due my 3rd year review in April not much has changed in my expenditure apart from my mortgage interest has gone down which will mean I will have a surplus which will result in a higher payment, my question i...

Thanks that is alot clearer

10% and 50% overtime
My allowance is £1300 a month
if I do overtime my weekly wage will add up over the month to around £1500 is the 10% that I am alloud to keep based on 10% of the allowance which would be £130 or 10% of my wage with overtime which would be £150 before the 50% ruling kicks in.

Hi to you all.
I am also with Wilson Phillips so does that mean my direct debit with be cancelled as i have not heard any thing about a switch to Grant Thornton a bit concerned after reading the post from stressed out.

I have been in an iva for 18 months with wilson phillips and i rang to day regarding a cheque for overtime that i had sent for the month of may that had not been cashed so just rang to ask if they had reieved it which they had received yesterday so no problem , they said ivas have been taken over by...

I have been in my iva 14 months my question is with the interest rates going down i will be paying £53 less on my mortgage do i have to offer this in to my monthly iva payments.

HI just recieved a letter to day from Bank of Scotland say this is the final notice if payment not made within 7 days it will be put in to the hands of debt collectors who could call at your home, i have sent these letters to my IP as instructed ,do they do any thing with these letters? my iva propo...

HI just recieved a letter from Bank of Scotland final demand if payment has not been paid with in 7 days it will be put in the hands of a debt collector who may make a call at our house.I have sent this letter to my IP as instructed by them, my question is what do they do with these letters. I have ...

I have a Debenhams store card when the payment slip comes each month on the pay ment slip it has GE MONEY , Question is who is the creditor ie Debenhams or GE MONEY.