Search found 8 matches

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by moira723
Tue Apr 28, 2015 6:32 am
Forum: Ask IVA Forum and Industry experts
Topic: How do we ensure our names are speedily removed from Insolvency register ?
Replies: 3
Views: 1862

We have finally received our certificate. Our IVA is finished. How to we ensure our names are speedily removed from the insolvency register?
by moira723
Thu Jan 08, 2015 7:46 pm
Forum: Complaints procedure
Topic: Re mortgaging
Replies: 5
Views: 8765

Hi, Two things, firstly we are still awaiting a decision on our set off. This has led to our IVA now entering its eight year. Can anyone advise a way of settling this and getting our completion certificate, please? An initial dip into the remortgaging market has been partially positive, we have been...
by moira723
Wed Jan 07, 2015 9:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Re mortgaging
Replies: 3
Views: 1728

Hello, our IVA is heading into its eighth year thanks to set off. We desperately need to extend our mortgage as I need to retire. I would appreciate any advice . Clear Debt have promised to send out our certificate as soon as they can, but they will not give any tone limit. Is there a mortgage compa...
by moira723
Thu Jul 24, 2014 10:18 am
Forum: Complaints procedure
Topic: PPI delays
Replies: 3
Views: 11350

Hello, it's a long time since I posted on this forum, apologies. briefly, we are still in limbo re offset. We had a letter from Nat West offering a substantial amount for mis sold PPI. We contacted Clear Debt who instructed us to leave it with them and not accept a cheque. They then contacted Nat We...
by moira723
Wed May 07, 2014 5:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Anyone with Clear Debt who can help me overcome delay in receiving completion certificate ?
Replies: 37
Views: 9815

Our story is very similar. An IVA is not pleasant , but ClearDebt made ours as relaxed as they could. We have no complaints with them or DRSP we have never had a problem contacting them. The problem is the length of time the PPI process takes. Ours has taken 14 months so far and lengthened our IVA i...
by moira723
Mon May 05, 2014 4:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just received a letter saying PPI could mean our IVA will last for 8 years.
Replies: 6
Views: 1752

We were told 12 months ago to stop paying into the IVA as our term was ended. We have waited a year so far for DRSP to finish their investigations. Our IP is Clear Debt. They have been fine but this just seems to be dragging. We've basically signed over any PPI claims to DRSP/ Clear Debt and can't s...
by moira723
Sun May 04, 2014 10:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just received a letter saying PPI could mean our IVA will last for 8 years.
Replies: 6
Views: 1752

Thanks we will do that. One problem seems to be thatRBS have offset their PPI amount against their share of the debt. Our supervisor is in dispute as he argues it contravenes the terms of the IVA agreed by RBS. We feel that this could be sorted out - we don't want the money and are only too pleased ...
by moira723
Sun May 04, 2014 10:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just received a letter saying PPI could mean our IVA will last for 8 years.
Replies: 6
Views: 1752

We should have completed our IVA in March 2013 but we agreed to allow a company called DRSP to investigate PPI. Over a year later we don't seem to be any nearer completion and this is getting both of us down. Is there any way we can insist on receiving our CC? Or do we have to continue with the PPI ...
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