Thank you for your replies, but I have no idea what you mean regarding a petition in Turkey?? how can i do this if my debt is in the UK? who would I go to see here and what exactly can they do?
Sorry but I am at my wits end.

Hi Melanie, Sorry my posting was unclear, I am a UK citizen and got the debts whilst living there, i moved to Turkey 4 years ago and my circumstances changed whereby i couldn't afford my repayments.I have no idea how they found out my sisters address but I have never lived with her at that address. ...

I live abroad in Turkey but have UK debts, I work for a British company and have a UK bank account but no UK address, I manage to pay one credit card (I have run it up to the limit of 12,450) £260 a month but have a debt with Cahoot for about 9,000 that i cannot afford to pay anything on and have no...