Hi I just want to clarify something. If you work your expenditure out more realisticly coming into ur second year and it shows that you need an extra £100-£160.00 a month to live adequately (an average, not glamourous lifestyle!) and this shows you why you have been struggling each month and borrowi...

Hi Zoe

No, he doesn't get mileage allowance.
Thanks, Sully

Our food budget is our biggest concern and I am now slightly worried about the responses for this one as I have just seen this connected to a response from one of my other posts. Our Food Budget – or should I say Food, plus Household Products (bleach, washing up power, bubble bath, toilet roll etc),...

This is all about pets. Our pet insurance yet again comes under Miscellaneous, but when doing the original proposals, we simply provided the cost of the pet insurance – we didn’t then realise that the vaccinations at over £30 a time for each cat annually (we have 3 cats) cannot be claimed back under...

Sorry, a few more for you! Contingency Fund We asked about a Contingency fund of even as little as £10.00 per month and was told this could come out of the Miscellaneous budget which is obviously a joke! Our washer only has another year’s warranty left and in we end up calling them out about twice a...

Hi and again thanks for your comments. With regards to the works drinks, I knew it would be controversial. Basically without giving to much away with regards to what my partner does, basically it is classed as an 'honour' and a privilige to be invited to teach on these particular courses, and theref...

Hello and thank you all very much for your comments which I will take on board and discuss with my partner. Just to clarify - our combined mobile phone bill is no more than £70.00 per month - the £250.00 I was referring to was the Miscellaneous costs where the budget is only £50.00. Thanks very much...

Hi Me again! Next Section is work-related. Unison/Work insurance I am in Unison and my partner has to have work insurance (works in a hospital setting) which means literally he cannot work without it. This comes to £30-£40.00 a month and yet again our IP wouldn't put it as an actual proper item last...

I am preparing for my first annual review and am interested in people’s opinions, though I understand that expenditure is specific to people's circumstances. Probably like most people, we had never had to do a budget before and found it really difficult the first time round. Our main problem is that...