Thanx for the swift reply guys, you're a great help. Don't think a DMP is for me regardless of how much less it is, i simply don't have the money due to my new work circumstances, i just don't have any kind of money at all. In a previous reply from this site twas suggested that i go for bankrupcy + ...

I have recieved a letter stating i have defaulted on my IVA and that now my creditors are now free to chase me for their debts, which i have been asking for for some months as i could not afford to keep up with the payments. Thing is i'm not sure what my next move is. Does this mean i am now bankrup...

YOU REPLIED TO A QUESTION A WEEK OR SO AGO REGARDING ME LOSING MY JOB AND ME POSSIBLY DEAFULTING ON MY IVA. MY FEAR ABOUT BANKRUPCY IS THAT I LIVE IN RENTED ACCOMODATION WITH MY GIRLFRIEND, THOUGH SHE HAS LIVED THERE FOR 15 YEARS AND ME FOR JUST 5. I HAVE NO ASSETS BUT FEAR HER POSSESSIONS ARE AT RI...

i recently lost my job and cannot afford my iva repayments as my new job is only part time and my wage is the best part of £200 a week less than my last job. my provider hasnt confirmed that they have received my letter yet and i''''m a bit worried they will force me into bankrupcy. where do i stand...

I am struggling to make this months payment for my IVA with it being Xmas and all that, i think i can make it up again over a couple of months but if i can't whats the worst case senario?

I started an IVA January 06 and have just recently decided to reclaim some bank cahrges from a former bank. They have offered me a sum of money but say they are going to send it to my IVA supervisor, should i accept of course. Are they allowed to do this? Does this mean i wont see a penny of what i ...