When the house was valued, it was stuck at 250k because of the stamp duty thresh hold. Once it went above that figure it shot up to its current value. Two further things - When you say i will have to meet the ip costs, do you mean on top of the original full debt? How can i end up owing more money t...

Hi. We are about 15 months into our iva. We had debts of 47,000. I have managed to pay 5500 off in the first twelve months. Our monthly payment is quite low, at 267 per month. The problem we are having is that to get the iva agreed we really had to agree to a budget that is too tight. we have 3 kids...