Search found 11 matches

Search found 11 matches Page 1 of 1
by Keeno14
Thu Oct 06, 2016 5:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Having already made one formal complaint against IP could I now go straight to ombudsman ?
Replies: 7
Views: 3261

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas I can recommend a specialist solicitor if needed. in all honesty we are unsure as to what action to take, clearly this is a major error on our IP's part and we shouldn't have to suffer as a...
by Keeno14
Thu Oct 06, 2016 5:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Having already made one formal complaint against IP could I now go straight to ombudsman ?
Replies: 7
Views: 3261

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples Did the creditor secure their debt before the IVA started? Apparently so, but this has never been highlighted and our IP has made payments throughout the 5-yr duration. It's only now th...
by Keeno14
Thu Oct 06, 2016 5:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Having already made one formal complaint against IP could I now go straight to ombudsman ?
Replies: 7
Views: 3261

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by plasticdaft

Why is this creditor supposedly not included in the iva?

Paul
Your guess is as good as ours! Our IP still hasn't even communicated this info to us!
by Keeno14
Wed Oct 05, 2016 8:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Having already made one formal complaint against IP could I now go straight to ombudsman ?
Replies: 7
Views: 3261

I have previously made a formal complaint against my IP due to a catologue of errors on their part, namely the lack of communication and being wrongly advised during the 5th year of our IVA. Our IP gave us the option of equity release, which we are currently pursuing, however, after numerous attempt...
by Keeno14
Mon Aug 10, 2015 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: variation report
Replies: 4
Views: 2611

I've had no contact from them since April, no idea what they are talking about, I assumed as the text started with "good news" it meant the completion certificate was on its way!
by Keeno14
Mon Aug 10, 2015 7:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: variation report
Replies: 4
Views: 2611

Please could somebody clarify, I have received a text message from DFD today stating "good news we have drafted your variation report today, we will send a further text when this is ready to be sent out to you" . Without me getting my hopes up too much, does this mean what I think? Final payment was...
by Keeno14
Wed Jan 21, 2015 9:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Will equity release figure stay constant or be increased due to house price rise etc ?
Replies: 3
Views: 1776

I'd like to know the answer to this too. The figure expected to release as quoted on the latest creditors report is £10,440, yet I was told by Select last night that its £12,550, when I queried this he was unable to give me a response but told me not to deal with DFD anymore and deal direct with Sel...
by Keeno14
Wed Jan 21, 2015 9:13 am
Forum: Ask IVA Forum and Industry experts
Topic: We are being pushed down a secured loan route with an obscene interest rate
Replies: 15
Views: 3783

Thanks Foggy, we didn't agree to this in a variation and I feel we are being pushed into a corner, I am ringing DFD today to clarify.
by Keeno14
Tue Jan 20, 2015 8:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: We are being pushed down a secured loan route with an obscene interest rate
Replies: 15
Views: 3783

We're in exactly the same situation with DFD / Select. We were told by 2 DFD advisors before Christmas that our final payment would be March, we then received a letter from Select regarding equity release, when they contacted me I was told that whilst we were under no obligation to take the secured ...
by Keeno14
Wed Jan 07, 2015 11:30 am
Forum: Ask IVA Forum and Industry experts
Topic: Extention / Remortage Query
Replies: 2
Views: 1469

Please could someone offer advice. We are 3-payments away from the end of our 5-year IVA, original debt was 62k, we will have repaid £49,080 plus an additional 4k from PPI reclaims, leaving £8,920 difference. I had two phone calls from advisors before xmas confirming our last payment date and amount...
by Keeno14
Fri Feb 28, 2014 9:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD proposed variation pack has arrived!
Replies: 20
Views: 7157

Hi there, We too recieved the proposed variation form today from DFD, to be honest we haven't got a clue what to do with it. We are in our 5th year and have already had several sucessful PPI reclaims, all of which have gone straight to EIF. We don't have any further claims to pursue so I don't reall...
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