The PPI refund was £4.7k and the settlement was £3.2k.

Oh well, what you ain't got you won't miss.

I will also add that the loans I took at 19 were in no way related to the credit I had listed in my IVA. Entirely separate (well it was over 20 years ago). I also made the settlement offer (a little bit less than the £3.2k which is the settlement figure), due to a change of circumstances in my worki...

I've made a full and final settlement offer (settlement £3.2k) to my IVA but I've just also found out that I've won a PPI case for £4k and that has been sent to my IVA on the 27th of this month (I took the loans with PPI when I was 19 - I'm now 40 - with TSB ). Can anyone shed any light on what wi...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Andy Davie Hi It should really be that you retain the first 10% above your stated monthly income on your income and expenditure sheet that was used to work out your disposable income and hence initial ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles And I definately would not recommend that! The choice of IP at the outset of an IVA is an important one, as it is very difficult to change your mind once the IVA has been accepted. Work wi...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles It is widely known when dealing with NHS staff that there are differing rates of pay for different types of work - and this should be all laid down in your contract of employment. You need...

I can see what people are saying but from where I am standing I feel slightly annoyed. When I spoke to PP they said they'd never come across NHS contracts that pay different rates of pay (as I pointed out in first post), so whatever I make that is either worked at weekend or nightshift is being swal...