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by Martha G
Sun May 11, 2014 9:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long for certificate of completion ? Made final payment last week
Replies: 3
Views: 1338

2 years since final last payment - still DFD wont issue Completion certificate! Hiding behind PPI debarcle - which is utter rubbish. Pathetic!
by Martha G
Wed Apr 23, 2014 10:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finished IVA August 2013. I am so confused, thought it was standard practice to get certificate.
Replies: 5
Views: 2027

Hi Laura - if you contact DFD (as previous post), I would be very interested to hear outcome if you managed to resolve issue and get Completion Certificate? I've been waiting nearly 18 months for CC from DFD after completing IVA properly, getting nowhere and now considering 'alternative' options to ...
by Martha G
Thu Feb 20, 2014 10:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: I finished IVA April 2013. Am I still liable financially until completion certificate issued ?
Replies: 6
Views: 1438

Hi All - many thanks for your posts and advice. I'm with DFD and although my IVA arrangement finished 11 months ago - they wont issue Completion certificate - apparently due to o/s PPI claim. However, if I'm still financially liable until the CC issued - how can this be right?? In other words - the ...
by Martha G
Thu Feb 20, 2014 12:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Changing the terms of IVA
Replies: 16
Views: 2468

Hi Melanie, I had an IVA with 5 year payment plan - which I completed in Apr 2013. I have been chasing for a Completion certificate - but they're saying its been held up whilst they pursue PPI claims - which I have co-operated fully with. There is apparently one outstanding now. However, they have n...
by Martha G
Wed Feb 19, 2014 11:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: I finished IVA April 2013. Am I still liable financially until completion certificate issued ?
Replies: 6
Views: 1438

I finished my 5 year IVA arrangement in April 2013 (with all payments made properly) but still cant get a 'Completion Certificate' from IP! Apparently due to the usual excuses of PPI claims etc? However, although my payment arrangements have been completed some time ago - am I still liable financial...
by Martha G
Wed Feb 19, 2014 11:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Changing the terms of IVA
Replies: 16
Views: 2468

Hi Melanie, They are not suggesting they extend the term (I think?) - just wont finalise Completion cert until PPI claims resolved (apparently). I made final payment in Apr 13 (all up to date & correct). But now they expect me to accept new T's & C's in order to facilitate Comp Cert?? Afraid I suspe...
by Martha G
Wed Feb 19, 2014 11:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Changing the terms of IVA
Replies: 16
Views: 2468

Hi, I have also received from DFD new terms & conditions which they are insisting I accept - although my final payment to complete arrangement was April 2013 - but they wont issue Completion certificate! Why should I accept revised terms for an IVA which I believe to be completed? Is this right??
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