The select partnership have stopped chasing me since I questionned their fees? Very suspicious. My agreement says I need an independent property valuation- how do I get one of those? Also if I want to get three mortgage quotes do I go to normal lenders and do I just say I want 85% ltv even though th...

The original proposal stated that on the expiry of 4 years from the date of commencement of the arrangement and no later than 6 months before the intended completion date, I shall commence steps to effect a remortgage of my equitable interest in xxxxxx (address). I will instruct an independant profe...

Hi mcgb. Its my husband (I'm the wife ) I can't remember him signing anything other thsn no sale over 5 year forms for land registry.

Hi Melanie, its £521 with 14 years remaining. Sorry about the different user names I'm having problems with site password retreival. Its honneyj. my husband really doesn't want to do anything with mortgage and would reluctantly go ahead with the secured loan option although very warily. In my mental...

Can I request the 12 month extention?

I'm confused, Can my partner agree to me taking the remortgage out if he doesn't want to do this himself?

Ie can we retain the current outstanding debt jointly and I remortagge my equity share alone?

Could I get accepted for a remortgage and decline then go with the loan option?

Can I persue a remortgage witout my partner agreeing?

Yes it does, but I'm worried that if I don't seek toremortgage that I would fail as my husband won't extend the mortgage to longer than the current persiod or move the current balance onto a higher interest rate. If I took the loandd and made the current payments I could repay it all in 21/2 years a...

My repayment amount is £521 per month - it started off at £280 so I'm paying much more than the original garred 37p per pound

HI Foggy,

The proposal states remortgage, if it can't be agreed then a 12 month extention.

I'm worried about not agreeing to the loan, and my partner not agreeing to a remortgage then failing the agreement and loosing my home.

Would I fail my IVA if he didn't agree to the remortgage or secured loan, I would be willing to take this on in a single name so would be holding up my end of the agreement if I could get this agreed but I don't know where to go for advise on this. I really feel its unfair on my partner to be asked ...

Sorry for the late response, The interest rate on the loan will be 11.9% which, for an IVA client is very good. The loan does not have any early repayment charges with the exception of a £195 deeds release fee this means that if you can=me into a windfall, extra funds or inheritance then you could c...

Thanks Andy,

This is the advice I am getting fromt the select partnership


Unfortunately as xxxxx is on the mortgage he will have to go on the secured loan, I did put it to the lenders to do it in your name but it was rejected.