Thanks for the advice received, we appreciate why you are unable to comment. We have paid over £43,000 into our IVA and the creditors will only receive around £15,000. There must be a better way than this!! I am sure we will resolve our situation eventually. In the meantime, we must keep paying the ...

Dear Melanie The reply I received today (5/7) dated 25/6/07 in reply to my letter of 19/6/07 and not by recorded delivery letter dated 2/7/07 reads as follows: I write to advise you that the exclusion notices were issued to creditors who have not proven on 15 May 2007 and these have now expired. Par...

Many thanks for the speedy response. We have checked our agreement and it states that the superviser should a)give 15 days notice to the creditors where dividends remain unpaid of his intention that at the expiry of that period the IP shall pay the amounts thereof to me/us with a list of persons to ...

We paid a lump sum to settle our personal IVA last December. We have written to our IP 3 times to chase the Certificate of Completion. Our speiclaist IVA broker advises us, we cannot get a high street mortgage until our COC is received and our credit file is updated. In the meantime we are paying an...