I will thank you so much for all your advice. Once we know I will keep you updated
Regards
Sam

Hi yes we do have the report but its a little hard to understand what it is all about! I dont think anyone has asked the creditors to be honest maybe i should call and find out this is so stressful my head hurts!! Thank you for all oyur replys i must say that myself and my husband were shocked that ...

Hi Melanie Thank you for your reply we owe £72000 Lloyds Tsb 2 loans 3 credit cards black horse loan first financial loan barclay card and mbna credit card The IP said that they put forward that our circumstances changed and that I had lost my job through illness the next meeting will be held on the...

Hi andy
We are home owners we have about £25000 in the house we just remortaged to reduce payments to help us, we were paying £430 into the iva to start as I did have a good job to start and I had to leave for medical reasons
Thank you
regards

Hi I wonder if someone can help us.A meeting with our creditors was held last month to see if they would accept a lower amount as I had lost my job and am now earning half of what I was before.Needless to say the creditors refused and now another meeting has been set up to put our case forward again...

Thank you so much for your advice

My supervisor thought the offer was vey good but she has now put foward to the creditors a bit more money. I have no idea why the creditors have agreed to one of us and not the other hpoefully i will get some answers!
Many thanks

Thank you very much melanie. I will talk to my supervisor and try to sort this out.
Again many thanks

Hi has anyone got advise for my problem?
many thanks

Hi Andy. According to the supervisor they had the meeting already and are going to go ahead with another in the next couple of weeks. I am getting so worried that it wiil fall through again.
Many thanks

Good question. We already have an iva my husband and me and we are looking to remortgage and our iva company keep saying that the creditors accepts it for one of us and not the other! Confused now as to how we can get a remortgage to help reduce our monthly outgoings.The mortgage are not happy as we...

hi myself and my hysband have an iva this has been for a year now. we are trying to remortage as i have been out of work for over a year we have been told by our iva company that we have to have permission from our creditors in order to do this. I would like to know if this is right or if the superv...