Not sure what's happened but forum name should be Sheila.pl as nit a new member!!

Mystery solved, apparently this was paid into the IVA last April but they are trying to claim it again.

That's what I thought Foggy, think I will ring and clarify. On the bright side we should get the statutory interest back at least.

This might go on a bit so apologies in advance. SHL asked us to sign forms to take Barckaycard to the Ombudsman as they had not received any requested information regarding PPI. We have today received a letter from Barclycard with copies of a letter that should have been sent to us in April last yea...

Well that's it, cc has now been received yipee it's over. Credit records clear, property register clear just the insolvency register to be updated. Now to think about the visit to my sister. According to my figures we are still owed another £5000 statutery interest but I'm not going to rock the boat...

It's also a great feeling to be able to have this choice.

Very tempted Kallis3 but at the moment it seems an extravagance as still getting used to being debt free, may feel differently in a couple of months )

Expecting it by end of this month. The cheque was a big surprise as didn't really believe we would get anything. My head is still in IVA mode so it's telling me to stash it away just in case but it would pay for two tickets to New Zealand to see my sister, decisions decisions lol

Well we are still crawling towards the finish line, final report and cc not received yet but we are nearly there :-) Two weeks ago we were asked if we still had copies of our letters for ppi claims as they were having problems getting the figures, so I emailed them copies of everything. Imagine my s...

Hi Lisa, it's because I had to use £960 pounds of the 4 months payments I had saved to pay for the repairs on central heating. The payment should have been for £2948, I paid £734 at beginning of January and £1350 today which means £864 shortfall. If I can find another £500 they will write off the re...

Well today was the day and just received call regarding variation, it's been accepted #128516;. Only one small issue, they are willing to write off half the cost of the money used to pay for repairs to the boiler/central heating but I still need to find an extra £500. Looks like eBay and car booting...

Sorry folks more advice needed as currently worrying myself silly. The terms of the variation were, 4 more payments from money put aside while waiting for equity answer and payments made to date but we have had a problem at home this week, the boiler/central heating system broke down on Tuesday, the...

Creditor meeting booked for Feb 8th at 10am. Fingers crossed.

Lol Lisa, slow but sure #128522;

Sorry for the delay in updating. We had a phone appointment with the variations team last Monday and it was decided that we would put the following before the creditors with the hope of acceptance. The four months payments for June, July, August and September that I kept to one side would be used to...