Hi, could you advise me further? I have had an IVA for 3 years now but im unable to pay due to long term sickness and receiving only statutory sick pay and I am unable to know when for definite I will return to work and to what capacity. (My position is a general manager and my normal working hours ...

Thanks for the above reply's. The amount owing from the mail order in in the region of £3500 but that includes all of the buy it now pay later interest which is approx £1300. I have spoken to mail order people and they say that the will put me into a payment arrangement and remove the interest. I ha...

Hi guys, I have had contact with iva practitioner and they are going to seek a meeting with creditors. I need to get some kind of estimate of return to work and need to show my current pay receipts to confirm statutory sick pay. I know I shouldn't have but I've had a mail order account whilst I've h...

Hi guys, I have had contact with iva practitioner and they are going to seek a meeting with creditors. I need to get some kind of estimate of return to work and need to show my current pay receipts to confirm statutory sick pay. I know I shouldn't have but I've had a mail order account whilst I've h...

Many thanks for all your advice guys. What I should have mentioned is that from the first day of Sickness and the first installment from my IVA I was unable to make I emailed my Insolvency Practioner and attached doctors and hospital sick notes. I have read receipts from them but no views or concern...

I'm currently into the tenth month of the third year of my iva. I have been on sick leave from work following myocarditis and heart attack. I am also awaiting a laparoscopy following abdominal pain. I'm still quite ill and don't know when I will return to work. I only receive statutory sick pay whic...