Hello I had a joint IVA with my ex. We are in the process of divorce. When he left, he stopped making mortgate payments and as a result the house was repossessed leaving a shortfall of £28000. The IVA payments were on hold as he was made redundant but are due to start again this month. The IVA was m...

Hello all Can anyone tell me if my credit rating will be more greatly affected after a successful F&F offer rather than completing the original IVA as agreed? I'm hoping to make an offer to end my IVA early, but am concerned that this will go against me as I've not paid as much as the original agree...

Hello My husband and I have had an IVA for just over 1 year. Last week, he announced he no longer wants to be with me. We've been together for 3 years and married for 18 months. It's very early days and I'm struggling to cope day to day, but know that at some point I need to look ahead. How will thi...