You're right it's support that you need and hiding things away doesn't help in the long run - I don't feel half as bad as I thought I would and having a supportive IP of course has made things bearable. I count myself as one lucky lady

Seen as so many people helped me with my posts a month ago regarding extra credit taken out during my IVA and my own total stupidity, I thought I would let you know the outcome. So I bit the bullet and approached my IP caseworker who was just unbelievably kind and understanding. The sorry story is t...

Thanks foggy

Thanks Andy

Having read through a few posts can someone clarify that that you CANNOT remortgage remortgage or take out aa secured loan in order to settle the IVA as full and final settlement ?

Thanks in advance

Can I also ask that should my housing officer agree to a remortgage now , are you permitted permitted to remortgage halfway through the IVA in order to offer offer a full and final settlement ? I am doubtful of finking a lender it's just put of interest at this stage

Thank you for your advice . . The equity equity in the property is way above the 5k mark it's more like 25k I think I was going to be asked at year 5 yo remortgage but I have always made it clear I would be unable to do this . Mainly as the housing association won't allow it but also my lender will ...

My question is regarding full and final offer. I am just into 3rd year of IVA and partner wants to help me with full and final offer to end iva. I will have to complete a 6 year Iva due to not being able to remortgage in year 5. My house is shared ownership and the housing association won't allow it...

Great thanks for this.

Thanks foggy didn't know this

Thanks people. Clear now ! It's just I taught o had reason here that someone had done that and finished it early. Thanks for the clarification. And are you allowed a ssavings account in am IVA - NOT TTHAT HERE WOULD BE MUCH TO SQUIRREL INTO IT!

Hi all I am in year three of my MY IVA.
I DID read that you could increase monthly contributions and finish finish the IVA early. I just wondered how this works if it is at all possible ?
Thanks

Well done. Such lovely post and nice to share with those that care.. happy Christmas xx

Well done it's a massive achievement and so nice that youve shared it with everyone.
Very glad things have worked out for you all. In a not so good time of it with my own IVA this gives me and I'm sure others lots of hope
Happy Christmas

My IVA is into its third year - I was asked to sign PPI form with the first year and now I am being asked to sign another one with with a firm who have sent a 20 page document asking asking for complete authorities over everything! Surely if there was none first time round there's not going to be an...