Search found 11 matches

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by 636177560
Mon Jan 13, 2014 10:52 am
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

i found your email address mat and have emailed you ;)
by 636177560
Sat Jan 11, 2014 9:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

yeah i thought so, my point exactly, i just wonder why theyve decided to not respond, really appreciate your correspondace thanks again.
by 636177560
Sat Jan 11, 2014 8:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

ok thank you for that, also why when i asked dfd to see records of payments that have been made to creditors each months have they suddenly stopped all correspondance? i asked to see as i was paying large amounts each months and i wanted to see how much creditors actually got given. surely im privvy...
by 636177560
Sat Jan 11, 2014 8:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

really even though your only bound to the iva for 5 years?? dont you sign an agreement which states that after 5 years your iva will be concluded?
by 636177560
Sat Jan 11, 2014 8:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: We both have an IVA but with new baby the only option I can see for us both is bankruptcy.
Replies: 11
Views: 2754

i would go for bankrupt, fresh start a large weight of your mind, im still on the insolvancey register and i paid my iva back at 400 a month for 5 years. i wish id gone bankrupt id be in such a better position now, i owed over 25000. its a huge decision especially your situation but i got to say the...
by 636177560
Sat Jan 11, 2014 7:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

am i right in hearing that you can only be kept on the insolvency list for a maximum of 6 years, after that time has lapsed your taken off the register?
by 636177560
Sat Jan 11, 2014 7:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

well after i refused to do my ppi claim after the horror stories on here dfd offered me a variation meeting, but to get this meeting you have to sign an agreement which states that your give your ppi to them after youve already recieved you CC, i figured this was a rue to get me to sign the papers, ...
by 636177560
Mon Dec 02, 2013 6:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to by law claim PPI ?
Replies: 9
Views: 1928

But what is the legal answer? Do they by law have to make the claims or at least sign the paperwork to enable a third party to to this? In reality how many IVAs have actually failed because a person has refused to go along with a claim? Would a judge agree to fail an IVA given that a person has full...
by 636177560
Sat Nov 30, 2013 8:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to by law claim PPI ?
Replies: 9
Views: 1928

iv been told my dfd iva has now been accepted by my creditors as completed, iv asked for my CC and have recieved ppi claims froms from equity finance, do i have to by law claim that ppi, as i dont wish too.
by 636177560
Sat Nov 30, 2013 12:32 am
Forum: Ask IVA Forum and Industry experts
Topic: dfd and equity finance very poor
Replies: 3
Views: 1259

i took out an iva back in 2008 i was young and had ammassed a debt of nearly 25000 pounds, i was having terrible bother with creditors and before you know it i was out of a job and things turned from bad to worse, it drove me to melt down, i contacted dfd for an iva who dealt with everything but at ...
by 636177560
Sat Nov 30, 2013 12:04 am
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 9007

i took out an iva back in 2008 i was young and had ammassed a debt of nearly 25000 pounds, i was having terrible bother with creditors and before you know it i was out of a job and things turned from bad to worse, it drove me to melt down, i contacted iva who dealt with evrrything but at a cost of 5...
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