I would enter into bankruptcy if it meant that I wouldn't lose my home, but unfortunately I would. I've been told that if I wanted to keep my home out of the bankruptcy proceedings I would need to buy the interest in it.....whatever that means??? I'm assuming that means the equity, which is approxim...

Can someone please tell me if £198 is classed as a windfall and if this must be paid into an IVA? I have received an offer to refund some charges incurred on a credit card that I had for £168 plus the £30 court fee. The company, capital one, have claimed that they have spoken to the supervisor and h...