Thank you all for some great advice, I'm hoping that I could speak to a few recommended firms now to have a chat and find out my best options. Budgeting I'm expecting, been living on a shoestring thus far so think would be a relief to have some breathing space financially. Again a lot of great advic...

Hi, I am new to IVA and don't know which option is best for me. I have read some good and bad points about IVA and would some advice to whether this option is right for me. How long does it take to set up, how long is the normal duration, what is the IP normal fee, what is the process etc. could som...

Hi all thanks very much for all your advice, really appreciated. Can any one recommend a good company in which I can chat about starting an IVA. In the long run I think that's my only chance of being debt free eventually. Thanks

Hi thanks for the replies, I work in administration for a doctors surgery and they have just done a DBS and all is good at the moment, I am just worried that once I get an IVA and they decide to do a random DBS check that it may show on the document and may affect my employment there. It has taken m...

Hi, I am currently considering an IVA but know nothing about it, my main worry is the effect of my employment, I currently work for the nhs and can expect a random disclosure and barring search done at any time. Will the IVA show on the search? As this will affect my employment and risk my job. But ...