thanks for reply's

I am going to consider bankruptcy if iva is turned down, but worried my job will be affected. I work with vulnerable adults in a day service

so fed up, everyday loans are a nightmare were meant to get in touch on Monday once they had gone over the proposal again, my ip has been constantly trying to get in contact, she finally did yesterday he said that he hadn't received the paperwork so she faxed it to him while still on the phone, he t...

freeman jones just rang me to say all creditors have accepted except for one which is everyday loans, and they hold majority of debt as they included all the interest on the debt. however my ip advisor has said that everyday loans want to go over my proposal again so it has been left open till Monda...

thanks Michael, my creditors meeting is today at 11, and god do I feel sick, going to be the longest morning ever.

Hi all, any ideas how long the credit meeting takes.

Hi all, freeman jones told me they was informing my creditors my letter on Monday. one of my creditors everyday loans have not stopped calling me, they even rung me twice at work on Monday, and have said i need to make a cash payment no later than Thursday and someone would come round to my house to...

hi Melanie
they advised me not to tell um yet until they send the proposal, as my wages will be going in my old account on the 25th ,they said to not tell the creditors until I take my wages out as one of my creditors is my bank and they don't want them taking any money out.

hi yameye

thanks for your reply I will be honest and tell them that I'm having money issues, but I don't think everyday loans will be sympathetic, after the amount of phone calls I've had and the payments not even due till fri.

hi paul

they have a reputation for ringing people at work so I've been told, I've had 7 phone calls from them in 5 days since I cancelled their direct debit, and the payments not due till fri. I don't want to inform my employ unless I have too. thanks for your reply

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by plasticdaft It will be difficult to avoid creditors for too long. Why do you think they will contact your work? Your waiting for a new debit card may work for 7-10 days. Can you talk to your employer a...

hi all, freeman & jones are sending my proposal out on fri 25th. I've changed bank accounts and closed direct debit as advised. one of my creditors everyday loans keep ringing me I've told them I'm waiting for my new debit card to come through, I've never missed a payment before and the payment is d...

what about payday loans do they normally agree to iva

I have credit cards with bos, vanquis, capital 1, shout, and Barclay card have these companies accepted iva before

who were your other creditors with as I have my meeting in nov.

thank you so much for your support, keep fingers crossed meeting should be help in November i'll let you know the outcome thank you all for your reply's.