Hi there I'm slightly confused with my experian credit rating. I recently ran a report and it stated my credit rating was 'fair'. Is this normal considering I have an IVA which has been in place for just over 2 years? The IVA as well as the companies I owe money to are listed in this report, so I am...

Hi I am currently in an IVA which comes to an end around August 2012. I am hoping to offer the creditors a lump sum to settle my IVA early next year and then thinking about shared ownership with Housing Options. To test the water, I recently enquired about one of their current developments only to b...

Hi to the both of you and many thanks for your feedback. I have been for the past couple of years beenn paying on a dmp basis, but feel as though enough is enough!!

Many thanks once again and keep up the excellent work!!

J

Hi there. I am currently going through the process of completing all the form to hopefully allow me to start an IVA. One thing that I am curious about is how do the creditors that the votes are put forward to know that someone is tellIng the truth when listing their income/expenditures? My current I...