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by caknight
Tue Mar 15, 2011 10:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

Hi all

Offer has been accepted with terms, Grant thornton have had to lower there fees which they have agreed to. So all done and fresh start for me, wahoo.

Thanks for everyones support from this site and hope you all well for the future.

Thanks Again

C
by caknight
Sun Feb 20, 2011 10:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

variation for full and final meeting on the 11/03 heres hoping all goes well
by caknight
Fri Jan 21, 2011 9:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

thx all xx
by caknight
Fri Jan 21, 2011 3:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

I have put in I\E and they advised I couldn't afford it on my own so they r putting FNF with funds paid proposal through, fingers crossed.
by caknight
Tue Jan 18, 2011 10:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

hopefully, thx again
by caknight
Tue Jan 18, 2011 10:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

That's nice we are amicable at the moment with a few hairy moments but were together 15 years I miss her and the kids and find some days are better than others
by caknight
Tue Jan 18, 2011 9:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

thx froggy

they are seperate, however we did submitt joint I&E's and they accepted this.

I earn alot less than the ex so I would struggle with that and maintence payments, are they taken into account on the I&E does anyone know?

Thx again
by caknight
Tue Jan 18, 2011 9:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

Thanks for your support Melanie

Are they more likely to go for it with there only being 7 months, I would assume by the time they sorted it it would only be 6 months anyway, do you?

C
by caknight
Tue Jan 18, 2011 9:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Renting in an IVA ?
Replies: 6
Views: 1665

I have just rented and through an estate agent, I was open and honest and advised them of situation. They agreed to do checks knowing it would fail, ask them to do an in house evaluation for affordability, you should be fine.

Good Luck
by caknight
Tue Jan 18, 2011 9:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Divorce 7 month left to go
Replies: 28
Views: 4628

Hi My wife has decided she no longer loves me and has asked me to leave the family home and 2 lovely kids. I have done so but needed a place straight away for the kids to come over. We have 7 months to run on our seperate IVA's. My dilema is 1, Do I carry on with payment and struggle for 7 months? 2...
by caknight
Tue Jan 18, 2011 9:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Separation in IVA.. Desperate for help..
Replies: 18
Views: 3183

di you manage to get variation or settle with what has been paid, I am going through similar at the moment?
by caknight
Sun Oct 24, 2010 12:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Im in an IVA. Can I reclaim PPI ?
Replies: 20
Views: 3773

Use the letter templates from martins money saving expert, I just did for my mams and she has had 1500 back so far.
by caknight
Sat Jun 19, 2010 4:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: ready to make full and final
Replies: 10
Views: 1781

after chatting to the account person, we agreed it wouldn't be in our best interest to do a full and final at this time, as we had a payment break for maternity which we forgot about so it doesn't finish till next july, nevermind only 13 months to go.
by caknight
Mon Jun 07, 2010 11:51 am
Forum: Ask IVA Forum and Industry experts
Topic: ready to make full and final
Replies: 10
Views: 1781

Thanks Rayb

I can understand the I&E as to the reason why surely like everyone in an IVA it is so that it is done and dusted, nevermind thanks for the info.

I think it is a good offer for the joint IVA as well, fingers crossed
by caknight
Mon Jun 07, 2010 11:43 am
Forum: Ask IVA Forum and Industry experts
Topic: ready to make full and final
Replies: 10
Views: 1781

Hi the 3K is for both our IVA's
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