Hi. I was in an IVA which started in Jan 2010. Was made redundant last year and decided to make a full and final settlement offer. Creditors meeting was in Dec 2013 and brilliant - it was accepted. I have received my completion certificate and started to tidy up my credit report. All is going well, ...

Hi. I was in an IVA which started in Jan 2010. Was made redundant last year and decided to make a full and final settlement offer. Creditors meeting was in Dec 2013 and brilliant - it was accepted. I have received my completion certificate and started to tidy up my credit report. All is going well, ...

Well - got a bit of an update. Firstly - i got the date wrong - the variations meeting was today. Waited all day sitting by the phone waiting for that important call. Meeting was 11:30. By 15; not heard anything so i put a call in - meeting still not completed. Waited until 16:45 and phoned again - ...

Been in a IVA since jan 2010. Was made redundant in July and decided to make a Full and Final offer. Variations meeting due 5th November - Offered 16p in the £ against original IVA of 0.22p in £. IP accepted offer just waiting for creditors - will they accept??