Thank you all. Will get in touch with my ip soon

Thanks for the positivity footiemad! Good luck xx

Would it be acceptable that I look after my partner? And would it be acceptable that even with my increase in wages, I am only able to meet the original agreed payment because of looking after my partner and higher petrol costs etc?

No because I have started a new job so I have had an increase in wages. I was advised to wait until my annual review to let my ip know

I have now taken on my partners' bills too as she is unemployed due to ill health, and has not made enough national insurance contributions to be entitled to SSP or JSA. Will they take into consideration these extra costs? Am I allowed to support another person while in an IVA?

My monthly wage includes an almost-guaranteed bonus, and without this it would be impossible to meet the monthly outgoings. There is a clause in my IVA that 50% of my bonuses should be paid to the IVA company- however my bonus is essential to meet my financial obligations. Where do I stand? I have n...

Lol, I only ask as it is expensive to marry!

are you allowed payment for the wedding as an expense?

Sounds good, got a lot of football shirts to sell!

Thank you!

So I am allowed to sell things on ebay then? And in terms of withdrawing my food and fuel money, do I have to show receipts for the usage? My fuel is quite high, about £200-£250 per month due to where I work (I travel on a moped as it is my only form of transport and it uses a lot of fuel!) So if I ...

Thank you all for your tips. I will keep them in mind, and Peejayel, ASDA are doing the cheap crackers now!

Thanks for that on both counts haha! I will see how it goes with this, my wages are pretty tight to even have £25 extra a month! Well, we will see how that goes. Was Christmas a bad time of year then? I'm wondering how I will get through the next four... This one was very frugal and a bit sad...

Hello. Hope everyone had a lovely Christmas.

I'm three payments into my IVA and I'm just wondering how people in their IVAs manage to build up contingency funds in and around their IVA regulations?

Any help would be fantastic! Thank you.

It seems like a difficult situation to be in. It is likely that you can get extra work? Would it be with tax and national insurance or cash in hand?