Hi all - just to give you all an update. The valuer went out to the house on thursday, and we have today been given a formal offer!!!! Just to reiterate, that we (and our adviser) were honest when answering the question re past iva's etc, so i hope that our position gives hope to others out there. I...

I'll keep everyone posted with the progress of our application, but again, we were completely honest and upfront with our adviser, snd i asked him to confirm that he had def ticked yes when asked about the iva, and he confirmed that he did. As the valuer has been instructed by halifax (at my expense...

Hi everyone, tha you for your replies, appreciated. Just to give you an update...we went through the full joint application today and it has now gone to halifax for approval. Our advisor said that when the application was sent through it 're-dip'd' us and it was still saying all was fine, so fingers...

Thank you both for your replies, appreciated. Michael - if we continue with the joint application and its unsuccessful do you know whether there is any likelihood that Halifax will then comsider a sole application for myself or will my chances be blown by the unsuccessful joint application? I should...

Hi - my partner enetered into an IVA 6.5 years ago, and he made his final payment last sept, and received his completion cert mid-July. We are both now looking to buy a house and have had an offer accepted on a new build. We have been to a financial advisor and he took us through a DIP, firstly in m...