Thanks, i have never done anything like this before and would never forgive myself if my IVA prevented my partner from buying his house. I am not on the mortgage, it is all in his name. This is the only time i have been needed and my signiture needed

Hi everyone, My partner is in the final stages of purchasing a property and I have just personally recieved a consent and waiver form from the building society that is providing his mortgage. They require me to sign this form if i am to live in his property. Does anyone know if my IVA will effect th...

Very true...i think im just going to go for it. Life is too short and you never know, it could be the right thing to do #9786;. Thanks for advice

I would love to ignore the iva. My other half does say it would be our home but it would still be in the back of my mind that he could ask me to leave at anytime with it being his house in his sole name. Can i risk being homeless?

Thank you. Yes a rental agreement sounds good. I just dont want to lose my home i live in now but also dont want to put my life on hold! So hard

Ok so im half way through my iva. Im in a privatley rented property with a couple of pets. My other half has just bought a house and wants me to move in- great. My problem being is that it is hard enough to find somewhere to rent with pets as it is let alone in an iva. What if it doesnt work out and...

I have just received a work contract. In it it says immidiate termination can be due to: Employee becoming bankrupt or having an arrangement with creditors. I am half way through my iva and have worked for this company for a number of years with only a verbal contract. I dont think they would find o...

Im worried about the future. Im not a home owner, i rent a room in someones house (no credit check) i dont want to do this forever! Im in my late 20's and im worried that this will be my life from now on as no credit checks will pass to own a home or rent. I feel that this iva was a mistake...im hal...

Hello. My boyfriend is buying a house this year. I am staying well and truly out of the mortgage due to my iva which began september 2013. However we have had a discussion about when my iva finishes that we can add me to the mortgage. Has anyone had any experience with this? I would hate to damage h...

Hello, I have been struggling to afford my iva but still paying it fine and on time. I have taken on a weekend job to help along side my full time job. How will this affect my iva? Also do I need to tell my landlord about my iva if I am a lodger in her house? Many thanks in advance.
Summer [:)]

I have recently received paperwork regarding ppi claimback from a company who deal with my iva company. Is this normal procedure to have to claim ppi once in an iva? A lady from this company was quite insistent about me filling in the forms and sending them back. The forms contain information about ...

Hello, I need someone to bring me back down to earth. Starting to have panic attacks about this iva. 5 years is such a long time. Im about to move out of my parents house and sharing with a friend. I am so so worried about not being able to rent in the future because of the iva....surely an iva will...

Hi everyone, I am awaiting my creditors meeting next week so as well as me being a nervous wreck about that my mother has just dropped a bombshell on me saying that her and her boyfriend are looking at moving in together and buying a new house (which doesn't include me) they want me out in a year kn...

Thank you for your advice. I dont owe as much as some that I have read on here but still enough to hopefully qualify for an iva. I have abit of a problem though...I went to get out some money from a savings account for my brothers birthday and it has been frozen. It is a very small amount that is in...

Hello, I am awaiting a creditors meeting at the end of the month, I am absolutely petrified. I am so worried about how an iva will affect my future and my boyfriend. He is buying a house next year and he wants me to move in (we have had small talks on my situation and knows that I cannot get a mortg...