Personally when they talk about the mis-selling of PPI I really feel very strongly that I was mis-sold a IVA. No in-depth details were discussed with me - I was told after 5 years I would be free from all debt - if only I knew then what I know now!!! Not saying that all companies are like this but m...

My advice would be to go ahead and make the complaint! All you need to do is look at the posts on this forum to see how a lot of these companies operate - it simply outrageous and unacceptable! Most seem out to make money as much money as they can in addition to making people's lives a misery! I per...

Hi Kevin, I completed my IVA and received closure certificate and in the course of the IVA paid the IP £600 to investigate the mis-selling of PPI and they recovered £20. Since IVA closed received an offer of £4.5k for mis-selling of PPI and even though IVA closed they are insisting the money needs t...

Thanks Foggy it is reassuring to know that the IVA isn't re-opened as such (although legally this is really confusing). I do find the varying practices of IPs in relation to PPI quite frustrating! Even more frustrating that the company concerned deducted £650 from my IVA contributions to pay their s...

Hi Welshwiz. Had you completed your IVA? I have had the opposite experience. IVA completed and closure certificate received. Whilst in the IVA agreed for the IP to investigate any mis-selling of PPI but on £20 reclaimed. Have recently had an offer for £4.5k for mis-selling of PPI but have been told ...

After completing my IVA my niece who works for a claims management company asked me if I wanted her to check whether I had been misold PPI. I said I had no objections but didn't think it would be fruitful as I had, as part of my IVA paid six hundred pounds to my IP to investigate PPI but they hadn't...