Hi.. I’m a single parent on part time hours and I have debts of about 20k. It’s starting to keep me up at night and effecting my health. If I enter a Iva will I be able to afford to live and support my children? How much a month will they take off me?

thank you for your help you have very helpful

my iva was finished 18 months ago is there a time limet on witch this ends? for example in 3or for years time i get a windfall would i still have to pay it to the ip

what would be the implications of not informing the ip of any windfall?

so is there a certain length of time you can be out of the iva before this ends or can you still have to hand any windfalls over 3, 4 years after it all ends?

I don't know how how would I find that out?

So if all my loans were finished before I went in to the Iva in 2007 the the ip could take what ever I'm awarded depending on what Iva I had?

I went into an iva back in 2007 and have been out of it now for 18 months. I've just put in for ppi . If I am successful with my ppi would I still need to hand over anything I get back or will I b able to keep it all?