Foggy wrote:

Drop an email to ian.williams "at" freemanjones "dot" com He has helped many a forum user get sorted and can, no doubt look at this for you.

I’ll do that thanks

Low and behold the restriction is still on my property.
I’ve done everything expected of me why can’t people just help me out and do there bit.
Bloody nightmare freeman jones once again after them taking over my Iva from Harrington brooks.

It normally gets lifted when they issue the completion certificate ( but can get overlooked). Ask your IP to confirm that he has lodged the RX4 to get it removed. Depnding on proccessing times at Land Registry, it can take a couple of weeks. You can check your title online at Land Registry https://...

Hi guys,
Iva compleated 01 nov 18 and still on IR till 8th feb hopefully.
I’m selling my property now and when you take out the Iva the IP puts a restriction on the property.
Would this be lifted now and how would I find out?

Thanks

kallis3 wrote:

Write to the Data Controller for Creation and ask them to remove the entry. I take you are off the Insolvency Register?

Hi,
No still seem to be on the register till 8th Feb that will be 3 months since notification.

Hello all, I know it’s probably been asked million times but I hope you can help. I asked freeman jones but the person I spoke to was as much use as a choc teapot. The six year was sept 2018 Iva started in sept 2012. Last payment was March 2018 I got the compleation cert nov 2018 Looking at my credi...

Hi Ste Thanks for the post - I am part of the team here at Freeman Jones. Have you had your Completion Certificate yet? If not, drop me an email to ian.williams at freemanjones.com and I will try to speed it along. Your lenders should notify the credit reference agencies that your debts have been s...

Thanks guys,

Foggy that must my problem with the credit report.
I’ll give them a call see what I can do to sort it.

Also I’ve just noticed that I’m off the insolvency reg but my wife isn’t she is still on it.

Thanks

Hi all I started this journey back sept 2012 I officially made my last payment back in March as I had accrued some arreas. My Iva was with Harrington brooks at the beginning until recently it was transferred to freeman jones during compleation. My question really what do I do now I spoken to freeman...

Thanks foggy, You have always been there if I have asked a question thank you. I’ve had many downs during this process but life can move on hopefully very soon. Thank you. First of all -- well done ! :-) Completion procedures include a review of the final year, checking that all income has been acco...

Hi guys,
Firstly I just want to thank you guys I’ve made it to the other side.
It’s been a tough 5 and a half years but we have got there with all your help guys.

I’ve been told it could take 2-6 months for my completion.
Just so I understand what does this compleation consist of.

Thanks

Foggy wrote:

While you are making payments additional income should be treated as usual during your IVA. You are also bound by all the other terms.

Thanks again foggy

Keith White wrote:

I guess the annual review will still happen if it falls due (ie 1 year since the last one). As Foggy says - all terms of the IVA still apply. But very good news on the equity and the end is in sight!

Thanks.
The end will only be 6 months after the last review

I’m pleased to say I have only got 5 more payments. It has been confirmed that my equity clause has been satisfied as under £5000 equity in property. I am finally feeling a weight has been lifted. It would of been my last payment last month but I ended up in arrears. My question is my arrangement wa...

Why are you asking that.
I’ve been with HB for 5 years, coming to an end of my IVA now.
They have always been understanding of my situations throughout my IVA.