Hi Thanks for replying. This does still however seem very vague to me. I checked Harrington Brooks out and they do not appear on the Insolvency Practioners Directory held by the Insolvency Service accessable on the dirct gov website. Cn they then act outside of government guidlines? I have been info...

I have started to apply for an IVA and have been going through Swift Financial Services. On doing an income and expenditure with them I told them about all income I recieve as a full time lone parent student. They told me at first that only the Grants I recieve being: Lone parents learning allowance...